RISING
Chadwick Beach
OCEAN COUNTY · TOMS RIVER TOWNSHIP · BARNEGAT PENINSULA
MEDIAN HOME PRICE
$1,190,000
YEAR-OVER-YEAR CHANGE
+7%
AVG DAYS ON MARKET
30 — 50 days
EST ANNUAL STR INCOME
$30,000 — $50,000
About Chadwick Beach
Chadwick Beach sits just north of Lavallette on the Barnegat Peninsula and shares its neighbor's commitment to quiet residential living. It is one of the least-discussed communities on the island — not because it lacks quality, but because the people who own here tend not to advertise it. When you live next door to one of the most desirable addresses on the Jersey Shore and you pay meaningfully less for it, you have every incentive to keep it quiet.
Public data on Chadwick Beach is genuinely sparse because listings are rare and the community is small enough that individual transactions are not tracked separately from the broader Toms River Township data. What we know from market activity and comparable analysis of adjacent properties suggests current values between $900,000 and $1.1 million for well-positioned single-family homes, with oceanfront and bayfront properties commanding premiums above that range.
The buyer profile in Chadwick Beach leans toward Shore families who want Lavallette's character and proximity but have been priced out of or simply prefer a quieter alternative. They tend to be long-term holders who become deeply embedded in the community.
The Chadwick Beach Market Right Now
Chadwick Beach is best understood as a market that will increasingly be defined by what happens in Lavallette to its south. As Lavallette prices continue to rise — the average home now sits at $1.44 million with new construction pushing the ceiling above $1.7 million — the spillover of buyers who want the same character at a lower entry point naturally flows into Chadwick Beach.
This is a thin market where off-market transactions are common and public listings represent only a fraction of actual activity. Buyers serious about Chadwick Beach should cultivate relationships with local Shore agents who have insight into properties not yet listed. The best deals here come through the network, not through Zillow.
New construction has been slower to arrive in Chadwick Beach than in Ortley Beach to the south, but it is coming. As developers price out of Lavallette and Ortley Beach they will continue moving north. Each new construction transaction resets the comparable base for the entire town.
[RESIDENTS-ONLY CHART — COAST WILL PROVIDE]
Short-Term Rental Performance
PEAK SEASON WEEKLY RATE
$200 — $400
SHOULDER SEASON MONTHLY RATE
$150 – $275
PEAK OCCUPANCY RATE
65 — 75%
ESTIMATED ANNUAL REVENUE
$30,000 — $50,000
STR REGULATIONS STATUS
ENDED
Chadwick Beach has a modest STR market consistent with its quiet residential character. The town does not attract the same volume of summer renters as Seaside Heights or Ortley Beach, and the community's culture skews toward owner-occupancy and family use.
STR income is a secondary consideration here — the investment thesis is appreciation and the Lavallette adjacency premium that is slowly being priced into this market. Toms River Township rules apply; verify before purchase.
Flood Zone Information
Primary FEMA Zones
AE zone for most properties
PEstimated Annual Flood Insurance
$2,000 — $5,000 depending on elevation and specific location
Elevation Certificates
Recommended for all purchase
Chadwick Beach sits on the barrier island and carries the standard flood risk associated with all Barnegat Peninsula properties. Flood insurance is a required carrying cost that buyers must factor into their affordability calculations.
Properties closer to the bay carry different risk profiles than ocean side properties. Review the FEMA flood map and obtain a current elevation certificate for every property before making an offer.
What We Are Watching in Chadwick Beach
The new construction wave has arrived at Ortley Beach and is moving north. Chadwick Beach will not remain priced at its current discount relative to Lavallette indefinitely. The community is changing slowly but the direction is clear.
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